That is a good question that you should definitely know before you get into an accident situation. When you rent a motorhome or RV, your liability extends. However, your comprehensive and collision doesn’t. This means that if you hit another car, your insurance will cover that person’s car up to your liability property damage limit. However, the damage to the motorhome or RV wouldn’t be covered.
To make sure that you are covered for the RV motorhome, you need to get the physical damage insurance from the rental company. We hope that you have a safe and memorable trip!
Our insurance experts at Think Safe Insurance would be happy to answer any questions you have. We can also review your current coverage and make sure that you are getting the best value for your insurance. Also, if you buy an RV or Fifth Wheel, we can get you set up with the right coverage. Call us today at 813-425-1626.
*This applies for most standard insurance policies. As always, you should check your policy packet for your policy specifics, especially if you aren’t insured through Think Safe Insurance carriers at this time.