That is a good question that you should definitely know before you get into an accident situation. When you rent a U-Haul or moving truck, your liability extends. However, your comprehensive and collision doesn’t. This means that if you hit another car, your insurance will cover that person’s injuries and car up to your liability limits. However, the damage to the U-Haul or moving truck wouldn’t be covered.
To make sure that you are covered for the U-Haul moving truck, you need to get the physical damage insurance from the rental company. We hope that you have a safe move. Remember to contact us at Think Safe Insurance for your renter’s insurance or homeowners insurance if you haven’t already. 813-425-1626.
*This applies for most standard insurance policies. As always, you should check your policy packet for your policy specifics. This is especially true if you aren’t insured through Think Safe Insurance carriers at this time.