Progressive Insurance – 1 of the Top Insurance Companies in Florida!

If you’re searching for Progressive Insurance in Florida, you’re probably comparing options, checking if Progressive still writes home insurance here, or looking for a better rate on auto. Progressive is one of the largest insurance carriers in the country and a top-3 carrier in Florida by market share — but their Florida product lineup has changed in ways worth understanding before you quote.

Think Safe Insurance is an independent agency authorized to write Progressive policies. From our office in Brandon, we help drivers and homeowners across Hillsborough County and statewide — including Valrico, Riverview, and Tampa — compare Progressive against other carriers to find the right fit and the right price.

Call 813-425-1626 or request a quote online to get started.

Is Progressive Financially Stable?

Progressive Insurance was founded in 1937 in Cleveland, OH, and today ranks among the largest auto insurers in the United States by market share. AM Best affirmed an A+ (Superior) Financial Strength Rating for The Progressive Corporation and its subsidiaries, including its homeowners insurance group, most recently on May 1, 2026. Ratings can change, so confirm current status with your agent before purchasing.

Progressive has a long track record of insurance industry firsts, including the first drive-in claims location (1937), the first ability to buy a policy fully online (1997), and usage-based insurance through Snapshot (2008).

What Insurance Progressive Offers in Florida

Here in Florida, we write several types of coverage through Progressive:

• Personal Auto Insurance
• Commercial Auto Insurance
• RV Insurance / Travel Trailer Insurance
• Motorcycle Insurance
• ATV Insurance
• Boat Insurance / Watercraft Insurance

A Note on Progressive Home Insurance in Florida

Progressive does offer homeowners insurance, underwritten through its subsidiary Progressive Home (formerly American Strategic Insurance, or ASI). Like several carriers in the current Florida market, Progressive Home has been pulling back on new homeowners business in the state, and at the time of this writing we can’t confirm whether they’re actively writing new policies in your area at all. Do you have a Progressive Home quote or policy? We can compare it against Florida home carriers we know are actively writing today.

One thing to know if you own rental property: Progressive exited dwelling fire (landlord) insurance in late 2024 and no longer writes new landlord policies. If you need coverage for a non-owner-occupied property, we’ll point you toward carriers who are actively writing that business today.

Progressive Discounts & Benefits

Progressive offers competitive rates along with a range of discounts, and loyalty benefits that grow the longer you stay with them.

Snapshot

Snapshot is Progressive’s usage-based insurance program, offering discounts up to 30% based on your actual driving habits rather than a flat rate.

Discounts

Loyalty Benefits

Why Florida Drivers Work With Think Safe Insurance for Progressive

As an independent agency, Think Safe Insurance isn’t limited to one carrier. Progressive offers a well-recognized name, strong financial ratings, and the ability to bundle auto with RV, motorcycle, boat, and watercraft coverage for real savings. Note that we don’t currently write Progressive Home policies — if you’re comparing a Progressive Home quote, we can run it against the Florida home carriers we do write.

Have you gotten a quote recently? Our team is happy to answer your questions, review your current coverage, and compare Progressive against our other carrier partners to get you the best rate. Request a quote or call us at 813-425-1626 today.

Progressive Insurance FAQ

Does Progressive offer homeowners insurance in Florida?

Progressive offers homeowners insurance through its subsidiary Progressive Home (formerly ASI), but Think Safe Insurance does not currently write Progressive Home policies. If you already have a Progressive Home quote or policy, we’re happy to compare it against Florida home carriers we do write to see how it stacks up.

Does Progressive write landlord or rental property insurance in Florida?

No. Progressive exited dwelling fire (landlord) insurance in late 2024 and is not currently writing new landlord policies. We can quote your rental property with one of our other Florida landlord carriers.

Is Progressive a good insurance company?

Progressive’s insurance group holds an A+ (Superior) rating from AM Best, reflecting strong financial stability and claims-paying ability. It’s a solid choice for drivers who want a well-known name, digital convenience, and bundling options across auto, RV, motorcycle, and watercraft.

What is Progressive Snapshot?

Snapshot is Progressive’s usage-based insurance program that can lower your premium up to 30% based on your actual driving habits rather than a flat, one-size-fits-all rate.

How do I find a Progressive insurance agent near me in Brandon, FL?

Think Safe Insurance is an independent agency authorized to write Progressive policies, based in Brandon, FL and serving Hillsborough County and statewide. Call 813-425-1626 or request a quote online.

How do I file a claim with Progressive?

For auto claims, call Progressive directly at 1-800-776-4737 or file online at progressive.com/claims. For Progressive Home (ASI) property claims, file through the same claims line or online at americanstrategic.com/claims-center. Having your policy number ready will help speed things along.

 
 
 
 
 
 
 
  
 
 
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Greg at Think Safe Insurance is outstanding. If you're looking for someone who will take the time to understand your needs, explain your options, and find the right coverage at a fair price, Greg is the person to call. I met with Greg about six months ago after my auto insurance rates increased significantly. He carefully reviewed my policies and was able to save me hundreds of dollars per month while maintaining the same coverage on my two vehicles and motorcycle. The process was simple, straightforward, and completely stress-free. What impressed me most was Greg's knowledge, honesty, and willingness to help. He wasn't trying to sell me a policy—he was focused on finding the best solution for my situation. He answered all my questions, explained my options clearly, and made sure I understood exactly what I was getting. If you need auto, home, motorcycle, or other insurance coverage, I strongly recommend Greg and Think Safe Insurance. After seeing the results firsthand, I won't shop insurance on my own again—I'll let Greg handle it!
  
 
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Great company to work with. Professional at every level and quite thorough.  Hope I never have a claim but if I do, I hope they handle it the same way they did to earn my business.
  
 
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 Lewis D 
 
 
 
 
  
 
 
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Mr Martin was phenomenal in assisting us with our homeowner and car insurance coverage. He went above and beyond to assist us!!!! I've dealt with other insurance agencies in the past,  but Mr Martin @ Think Safe Insurance met my expectations in so many ways. I HIGHLY recommend Think Safe Insurance Agency for your insurance needs! KEEP UP THE GOOD WORK MR. MARTIN!!
  
 
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 Tara c 
 
 
 
 
  
 
 
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Great service. I wouldn't trust my personal insurance needs with anyone else.
  
 
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 Tommy C 
 
 
 
 
  
 
 
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Knowledgeable agent, smooth process and the right product at a good price
  
 
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 Donald P 
 
 
 
 
  
 
 
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Efficient and pleasant to deal with
  
 
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 John V 
 
 
 
 
  
 
 
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I'm no insurance specialist and never considered using one, I've always shopped around and never managed to still find superior coverage for a reasonable price. Greg assisted me in finding not only an incredibly priced policy but my coverage is x3 better than my overpriced State Farm policy... what a scam these companies are. Protect yourself against being taken advantage of, you have one body. I'm glad I have Think Safe to guarantee I know I'll be taken care of
  
 
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 Alli C 
 
 
 
 
  
 
 
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Great individual service
  
 
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 Eddie H 
 
 
 
 
  
 
 
 
 
    
 
 

Reviewed by Greg Martin Licensed Florida Insurance Agent, License #P036341 Greg Martin has over 18 years of experience helping Brandon, Valrico, and greater Hillsborough County families navigate home, auto, and flood insurance in Florida. He is the owner of Think Safe Insurance. Read Greg’s full bio →

Last Reviewed: July 2026