Effective Date: July 12, 2025
1. Agreement to Terms
By using this website and our services—whether browsing, requesting quotes, or communicating—you agree to these Terms & Conditions (“Terms”). If you disagree with any part, please discontinue use. We’re here to help you find the best insurance coverage with transparency and ease.
2. Scope of Use
These Terms apply to all web pages, content, forms, tools, and functionality at https://thinksafeinsurance.com and its subdomains or affiliated sites (e.g., flood insurance pages).
3. Privacy & Data Use
Your use is also governed by our Privacy Policy, which is incorporated by reference.
4. Intellectual Property
All site content—text, graphics, logos, images, and software—is owned by Think Safe Insurance LLC and protected by U.S. and international law. You may not copy, adapt, or distribute it without our express permission.
5. Acceptable Use & Account Security
You may use our site for lawful insurance inquiries only. Prohibited actions include unauthorized access, interference with site operations, data harvesting, or posting harmful content. You are responsible for your account credentials. Contact us at info@ThinkSafeInsurance.com if you suspect unauthorized access. We reserve the right to remove content or suspend access as needed.
6. Linking & Third‑Party Content
We may link to external websites (e.g., quoting tools, resources), but we are not responsible for their content or practices. Your use of those sites is governed by their own terms and privacy policies.
7. Disclaimers, Limitations & Carrier Notices
Our website is provided “as is” without warranties of reliability or accuracy. We are not liable for damages (e.g., data loss, technical issues), and we do not guarantee error-free or virus-free operation. In addition, wireless carriers may delay or fail to deliver SMS messages, and we are not responsible for such issues.
8. User Submissions
By submitting content (e.g., feedback, questions), you grant us a perpetual, royalty-free license to use, modify, reproduce, and display that content in connection with our business.
9. SMS Messaging Terms
By opting in, you agree to receive text messages from Think Safe Insurance:
- Messages may include quotes, policy updates, reminders, and offers.
- Frequency varies based on your request or interactions.
- Message and data rates may apply.
- Text STOP to unsubscribe; text HELP for assistance.
- Consent is not required for quotes or purchases.
- You confirm you are 18 or older.
- We are not liable for carrier delays or delivery failures.
10. Indemnification
You agree to indemnify and hold harmless Think Safe Insurance LLC and its affiliates, officers, agents, or employees against any claims, damages, liabilities, and legal expenses arising from your use of the site or violation of these Terms.
11. Severability
If any provision of these Terms is found invalid or unenforceable, that provision will be severed, and the remainder shall continue in full effect.
12. Dispute Resolution & Governing Law
These Terms are governed by Florida law. For disputes not resolved informally, you agree to individual, binding arbitration under the Federal Arbitration Act. No class actions or jury trials are permitted. Arbitration or court proceedings shall take place in Hillsborough County, Florida.
13. Modifications
We may update these Terms at any time; changes take effect when posted. The “Effective Date” above reflects the current version. Your continued use means you accept the updates.
14. Contact Information
For questions about these Terms:
- Email: info@ThinkSafeInsurance.com
- Phone: 813‑425‑1626
- Address: 116 E Bloomingdale Ave Ste B, Brandon, FL 33511