That is a good question that you should definitely know before you get into an accident situation. The coverage can vary by carrier, but we are going to look at most standard policies here. You should always review your policy documents, and if you have any questions give us a call or contact your agent […]
Do I Need Full Coverage? When Should I Remove Comprehensive and Collision Coverage?
I hear many people ask, “My car is getting older. Do I still need full coverage? When should I remove comprehensive and collision from my vehicle?” First – there is no such thing as “full coverage.” People usually are referring to comprehensive and collision, but there are a lot of other optional coverages that they […]
What is the Difference Between Comprehensive and Collision Coverage? Do I Need Them Both?
A lot of people think they either have liability or full coverage. Did you know that they are actually different coverages and that each cover different things? Maybe you already know there are comprehensive coverage and collision coverage, but aren’t sure the difference. We are going to take a look at that here. How are […]
Am I Covered to Rent a U-Haul / Moving Truck?
That is a good question that you should definitely know before you get into an accident situation. The best resource for this is your agent, the policy contract itself, or your insurance carrier. When you rent a U-Haul or moving truck, with some companies your liability extends. However, this doesn’t apply for all policies or […]
I Paid Off My Vehicle. What Does That Mean for My Insurance?
Well first, congratulations from all of us here at Think Safe Insurance! I’m sure that’s exciting and a big relief to get rid of that monthly payment. What does this mean for my insurance? Shouldn’t it go down? These are great questions. Paying off your vehicle does 2 things. Allows you to remove the finance […]