We are already in June. Can you believe that? It’s been a while since we’ve sent an update and there were a few important things that we wanted to mention as we head into June. Hurricane Season 2024 June 1…
Florida’s hurricane season is June 1 to Nov 30. Even if you aren’t on the coast, most areas of Florida seem to get a lot of strong storms with high winds this time of year. Proper hurricane preparation can help…
Lighthouse Insurance, which has policies under Lighthouse Property Insurance Corporation and Lighthouse Excalibur Insurance Company, is the third Florida carrier facing insolvency this year. Lighthouse insurance announced that it would no longer write new policies in mid-February. At the end…
Are you buying a home in Florida? Maybe you are trying to change insurance companies. Or selling your home and just want to be prepared if the buyer asks for concessions. These situations (among others) often require a Florida home…
What is the replacement cost for my home? How do I know if the coverage on my homeowner’s insurance is correct? I paid more for my home than the amount of my insurance. Why is that? Is it right? Those…
Is your insurance cancelled or is your insurance non-renewed? Maybe it’s not cancelled yet, but you’ve gotten the notice from the company in advance. First, I’m sorry to hear that. I know it can be stressful, especially when you had…
St. Johns Insurance Company is now insolvent and set to be liquidated. This news came at the end of February, and was the 5th company to become insolvent since 2019 joining Florida Specialty Insurance Co, Windhaven Insurance Co, American Capital…
Avatar Insurance or Avatar Property & Casualty Insurance Co. is the second Florida carrier facing insolvency this year. Avatar announced that it would no longer write new policies in mid-February. Soon after, Demotech withdrew its financial stability rating. This is…
What is Ordinance or Law Coverage? Is it important? Should I have it on my Florida home insurance policy? Those are good questions. For most coverages, you can get an idea of what it is based on its name, but…
