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Think Safe Insurance – Affordable Auto, Home, & Business Coverage in Florida
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Introduction to Your Homeowners Coverages Your homeowners insurance policy is a package of coverages. These coverages protect your home, your belongings, and your lifestyle if you cause an injury. What does each one mean, though? If you prefer to talk to an insurance expert, our team at Think Safe Insurance is here to help. For …
What is the difference on an open perils (all risks) vs named perils policy? It is a good, important question but can get into kind of boring insurance stuff. We will try to make it as easy to understand here. First, what are “perils” anyways? Perils are the things that cause the claim. Fire, wind, …
When you are paying through escrow, your homeowners insurance is included in your monthly mortgage payment. You usually pay a year of insurance up front or at your closing. Then, your mortgage company collects insurance each month throughout your policy term. When the policy renews, they pay your premium in full with the amount they …
