What is the Replacement Cost for my Home?
What is the replacement cost for my home? How do…
Category Homeowner (HO-3)
What is Ordinance or Law Coverage?
What is Ordinance or Law Coverage? Is it important? Should…
Avoid Roofing Scams with a Trusted Florida Roofer: Free Roof Inspections for Storm Damage
In Florida, door-to-door roofers offering free roof inspections after storms…
My Florida Roof Isn’t Old. Why are the Guidelines So Strict?
That’s a good question. Your Florida roof is probably rated…
Understanding Homeowners Coverages: 6 Key Policy Details Explained
Introduction to Your Homeowners Coverages Your homeowners insurance policy is…
Why Do I Have Other Structures Coverage on My Policy?
Many times people review their Florida homeowners insurance policy and…
Open Perils vs Named Perils Policy
What is the difference on an open perils (all risks)…
Personal Property Replacement Cost vs Actual Cash Value
One of the most valuable coverages on your homeowners insurance…
Escrow – What Happens When I Pay My Insurance with My Mortgage?
When you are paying through escrow, your homeowners insurance is…