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That is a good question that you should definitely know before you get into an accident situation. The coverage can vary by carrier, but we are going to look at most standard policies here. You should always review your policy documents, and if you have any questions give us a call or contact your agent …
Why do I have to pay for someone that doesn’t have insurance? Do I need this uninsured motorist coverage? These are some of the questions that we get regarding uninsured motorist coverage. We find a lot of people aren’t quite sure what it covers or why it’s important. Also, you’d be surprised how many people …
Have you ever looked at the liability coverage on your insurance declarations page? 10/20/10, 100/300/50, etc. Do you know what these numbers mean? Your liability is probably the most important coverage on your policy. Still, we find that many people aren’t sure what these numbers mean. Liability Coverage Overview Liability coverage covers the other person …
As your car ages, you might start wondering, “Do I still need full coverage?” or “When is it smart to remove comprehensive and collision from my auto insurance policy?” These are common questions, especially as vehicles depreciate and budgets shift. However, before making any changes, it’s important to understand what full coverage actually includes—and what …
A lot of people think they either have liability or full coverage. Did you know that they are actually different coverages and that each cover different things? Maybe you already know there are comprehensive coverage and collision coverage, but aren’t sure the difference. We are going to take a look at that here. How are …
One of the most valuable coverages on your homeowners insurance is your personal property coverage. Personal property are the items that you own that aren’t part of the actual house. Imagine turning the house upside down and shaking it. The things that would fall out are personal property. Related: Homeowners Coverages The standard policy covers …
That is a good question that you should definitely know before you get into an accident situation. The best resource for this is your agent, the policy contract itself, or your insurance carrier. When you rent a U-Haul or moving truck, with some companies your liability extends. However, this doesn’t apply for all policies or …
When you rent a regular rental car, you usually get the same coverage that you have on your own car with several things to consider. (Specialty vehicles like moving trucks, motorhomes, motorcycles, etc. may be different.) We always recommend checking with your agent, as some policies have different terms for rental vehicles. See Also: Renting …
Well first, congratulations from all of us here at Think Safe Insurance! I’m sure that’s exciting and a big relief to get rid of that monthly payment. What does this mean for my insurance? Shouldn’t it go down? These are great questions. Paying off your vehicle does 2 things. #1 doesn’t impact your policy premium …
