Introduction to Your Homeowners Coverages Your homeowners insurance policy is a package of coverages. These coverages protect your home, your
Why Do I Have Other Structures Coverage on My Policy?
Many times people review their homeowners insurance policy and see Coverage B - Other Structures. Maybe you reviewed "Homeowners Coverages" so you
What is Additions and Alterations Coverage? Do I Need It?
On your condo insurance policy, you may see Additions and Alterations. What is this? Do you need it? To understand that, let's look at a standard,
What Is Condo Unit Owners Special Coverage A? Do I Need That?
This is a great question, and isn't very clear on your policy declarations page. A standard condo policy is a named perils policy. Condo Unit Owners
Am I Covered to Rent a Motorhome / RV?
That is a good question that you should definitely know before you get into an accident situation. When you rent a motorhome or RV, your liability
Do I Need Uninsured Motorist Coverage?
Why do I have to pay for someone that doesn't have insurance? Do I need this uninsured motorist coverage? These are some of the questions that we
Liability Coverage – What Does Each Number Mean?
Have you ever looked at the liability coverage on your insurance declarations page? 10/20/10, 100/300/50, etc. Do you know what these numbers mean?
Do I Need Full Coverage? When Should I Remove Comprehensive and Collision Coverage?
I hear many people ask, “My car is getting older. Do I still need full coverage? When should I remove comprehensive and collision from my
What is the Difference Between Comprehensive and Collision Coverage? Do I Need Them Both?
A lot of people think they either have liability or full coverage. Did you know that there are actually different coverages that each cover different