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Renewal: Annual Self Review

Let’s make sure your coverage still fits your life.

As a valued Think Safe Insurance customer, this quick self-review helps ensure you’re still protected the way you need to be — and might even uncover new savings or gaps to fix.

Don't Have Time for a Renewal Review Appointment? Here's Tools to Review Your Policy on Your Own.

Use your Think Safe Insurance app powered by Glovebox, the instructions below, and our chatbot to guide your review.


Glovebox app

How to Use Your Think Safe Insurance mobile App by Glovebox

Don’t have the app yet? Set it up here first:

Installation Instructions (click to expand)
  1. Check Your Inbox: Look for an email titled: “Your Think Safe Insurance digital account is ready to be completed in the ClientHub.” (Check spam/junk if needed!)
  2. Click the Link: Open the email and click your secure link to set up your account. Or use this link if you can’t find the email.
  3. Complete Setup: Enter your email or phone number and verify with the PIN code you receive.
  4. Activate Your Account: Click “Activate Account” to finish setup.
  5. Download the App: Get it from the App Store or Google Play — or visit my.gloveboxapp.com on desktop.
  6. Log In and Explore: Access your policies, ID cards, and coverage details any time!

Once you have the app installed:

  • Click on the policy for review.
  • Click on the documents tab
  • Open Current or Renewal declarations page to locate coverage.

Self-Review Checklist

Use the steps below to walk through each area of your policy. Click to expand each step for additional info on how to do each step.

Verify Contact Info
  • Verify your name, phone number, email, and address.
  • Need to update anything? Send us an email (service@thinksafeinsurance.com) or give us a call.
Text & Auto-Dial Permission
  • Help us help you faster.
  • If you haven’t yet, please text “Permission to Text” to 813-425-1626 so we can text or auto-dial you when needed.
Coverage Review
  • Compare your current declarations page in the Glovebox app with the minimum coverage recommendations shown below.
  • Note any differences.
  • Use the video links or chat to learn more or review basic questions.
  • Contact us if you have additional questions or want to make any adjustments.

Minimum Recommended Limits

Home Insurance Minimums (click to expand)
CoverageAgency Minimum Recommendation
DwellingReplacement Cost
Other Structures2% of Dwelling Limit
Personal Property50% of dwelling limit & Replacement Cost
Loss of Use
Liability$300,000
Medical Payments$2,000
AOP Deductible$2,500
Hurricane Deductible2%
Roof DeductibleNo
Water Back-upYES
Auto Insurance Minimums (click to expand)
CoverageAgency Minimum Recommendation
Liability Bodily Injury$100,000 / $300,000
Liability Property Damage$100,000
Uninsured Motorist (UM / UIM)$100,000 / $300,000
Personal Injury$0 Deductible
Comprehensive Deductible$500
Collision Deductible$1,000
Roadside ServiceYES
Rental Coverage Per Day$50 / Day
Landlord Insurance Minimums (click to expand)
CoverageAgency Minimum Recommendation
DwellingReplacement Cost
Other Structures2% of Dwelling Limit
Personal Property$5,000 if unfurnished
Loss of Use
Liability$300,000
Medical Payments$2,000
AOP Deductible$2,500
Hurricane Deductible2%
Roof DeductibleNo
Other Coverage Limits
  • Are there any items that don’t have recommended minimum limits, but you think may need adjustment?
  • Are there any items on the policy that you are unsure what they mean?
  • Try the chat below to learn more, as it can answer a lot of these types of questions.
  • Still need help? Contact us if you have additional questions or want to make any adjustments.
Deductibles
  • Check your deductibles — are they where you want them for your budget and risk?
  • Remember higher deductibles are lower premium, but more out of pocket if you have a claim.
Discounts
  • Have any life changes that might qualify you for new discounts?
  • (Think: new driver training, bundling policies, smart home devices, monitored alarm, etc.)
Other Policies
  • Do you have home, auto, flood, umbrella, landlord, or other policies that might need reviewing or quoting?
  • Let us know, and we’ll help review or quote as needed.

Have Questions? Let’s Chat!

Use the chatbot below to ask us anything while reviewing. We’re here to make this easy.

If you run into other questions that the chatbot can’t answer, or need to make changes, please set an appointment to discuss it with an agent at: Book an Appointment